Legal description must match title commitment exactly — any mismatch can delay or kill the deal
FD-1 Flood Disclosure must be signed BEFORE contract (F.S. 689.302) — not after
Lead-Based Paint disclosure required for any home built before 1978 — federal law, no exceptions
HOA estoppel letter — request early, can take 10+ business days and costs $100–$300
Municipal lien search — seller pays, order early (5-10 business days per municipality)
Both parties must initial every page and sign/date the signature page
Keep signed copy 5 years per F.S. 475.5015
🔴High Risk
🟡Best Practice
⚫Admin